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The name of the individual registered on Bizum is different through the name of the seller with whom you’ve agreed for the sale.
The credit cards area is dominated by non-European players, with Intercontinental card strategies having the guide. European players are lagging at the rear of, not the very least due to lack of a pan-European card scheme or simply interoperable card networks.
The telephone number which they check with you to definitely deliver the payment to is different in the one particular they use to talk to you.
My interest in Bizum arises from learning various ways of working on An effective products. Bizum has carried out it, but their method of Doing the job just isn't typical. They should align dozens of banking institutions to iterate the product or service, and the interface, service, and people are managed through the financial institutions, not by an empowered Bizum merchandise staff.
Banking companies understood 5 years back which they necessary to transfer more quickly to contend with them. They necessary to develop defensive mechanisms to obtain engaged clients.
Nevertheless, Bizum should agree on iterations by consensus, and most banking companies must apply the variations or new merchandise before the general announcement is often made. They do not have an application they are able to make improvements to fast.
A number of people didn't understand what Bizum was. They considered they had to download an application instead of utilizing their financial institution's app.
Other individuals jesus believed it only worked with their bank, never to send dollars to lender accounts in several banking institutions.
Apart from that, banking companies can integrate Bizum with their shades and discoverability In the app. Fernando instructed me an anecdote "
within our case -Spain-, the regulator chose to outline a framework and timeline which activated that The complete banking market would be part of The brand new scheme (SCT Inst) in a coordinated speed"
Along with your N26 card, you are able to withdraw revenue free of charge from any ATM, whatever the bank it’s related to. Some ATM operators may well cost you a €2 cost, but don’t stress: you can request a refund by getting in touch with our Shopper Aid.
Fernando could not explore it. My consider here is the fact that Bizum along with the banking companies however Have a very long way to go, so eighty% of e-commerces in Spain acknowledge Bizum. They may have a massive prospect in their hands.
A lot of shops now accept payments via Bizum, which gives even more additional price to buyers. Even though the payment is in particular person, the purchase knowledge is comparable to digital transactions, as it's going to take spot through a payment gateway.